i found this, http://www.cd2ringtone.com/
you know, most phones have a cable you can connect to your PC and import MP3s as ringtones.
yes i was aware, i move music to my phone this way, i was thinking more like simple phone ring tones, not songs. plus i think i found a fix above, so now the other issue is making screen savers or backgrounds.
edit: i guess it would help to say i have a razr v3xx