Dirt maybe, but likely another issue...
Here's my angle. I have the same unit. Being the computer geek service guy that I am, I acquired the T20 from a customer who had already spent some hard earned money as suggestd by another "tech". He replaced ram, hard drive and charged way too much for nothing more than a heat issue. I noticed that the fan is definitely running slow. I verified that heat only issue, by setting the nozzle end of a vacuum hose next the air exhaust of the laptop and running the vacuum, while i worked on it. Where before, it would lock up, the problems all went away. So I decided to replace the CPU Cooling Fan + HeatSink IBM part number 08K6396. This unfortunately is not the problem. While it did appear to resolve the issue, eventually it started overheating again. I am currently researching this and will update anyone who cares. P.S. In the event you are looking for a replacement part. Go to eBay and search for a seller named "LaptopAid". I bought the part previously mentioned for $14 including shipping. Much less than ordering it from a Parts house. prices ranged from $35 and up. The unit was a "pull" but "LaptopAid" guarantees his parts to work. If anyone else finds the solution before I do, please update us...
Charles
Coastside Services, Half Moon Bay, CA
www.coastsideservices.com