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Something is definitely wrong here... - Page 3577  

post #71521 of 90973
1/12/08 at 5:04pm
Hello mb.
post #71522 of 90973
1/12/08 at 5:05pm
hows things shaz? having fun getting ready for the move?
post #71523 of 90973
1/12/08 at 5:11pm
Hi Shazza. How are you today?

I'm going out for a bit now, and will be back later.
post #71524 of 90973
1/12/08 at 6:05pm
ha ha ... I've sorted through one bookcase as part of my preparation. Not exactly screaming through my chores ... there's always tomorrow.
post #71525 of 90973
1/12/08 at 6:30pm
Quote:
Originally Posted by shazza View Post
ha ha ... I've sorted through one bookcase as part of my preparation. Not exactly screaming through my chores ... there's always tomorrow.
true there always is tommorow
post #71526 of 90973
1/12/08 at 6:43pm
it also hit me today that i have no credit history, lol, so no finacing for me, maybe the pops can help out tho. whats a good way to start getting some credit history?
post #71527 of 90973
1/12/08 at 6:46pm
Start using a credit card and pay it all off every single month.
post #71528 of 90973
1/12/08 at 6:52pm
Yep, BFisch is right. The other option is to get a credit card that is guaranteed by money in a savings account ... not an option if you have no savings, but something to consider for the future.
post #71529 of 90973
1/12/08 at 7:09pm
Quote:
Originally Posted by Guntizzle View Post
it also hit me today that i have no credit history, lol, so no finacing for me, maybe the pops can help out tho. whats a good way to start getting some credit history?
credit card with paying it off every month.
post #71530 of 90973
1/12/08 at 7:14pm
Afternoon Aliens!
post #71531 of 90973
1/12/08 at 7:15pm
@ Guntizzle:

Your parents or someone else with an established credit history can co-sign a credit application too. The application will still be under your name, this will help you in starting a credit history.

You can try getting a credit card but if you don't have a credit history it may be difficult to get one or may get one with a low spending limit (which will still help in building credit history).

Stay away from secured credit cards, they offer quick credit for a deposit BUT the interest percentage on these are very high (40-60%+).

If you are able to get a credit card always buy the fraud insurance, you may never need it but in this time and day it is better to be safe than sorry.

Oh yeah, watch your spending and start with one with a low credit limit if possible, that way you won't be able to do much damage.

Edit: Hi Scott.
post #71532 of 90973
1/12/08 at 7:19pm
Hey dock.
post #71533 of 90973
1/12/08 at 7:34pm
Hi dock and Scott.
post #71534 of 90973
1/12/08 at 7:46pm
Quote:
Originally Posted by Guntizzle View Post
it also hit me today that i have no credit history, lol, so no finacing for me, maybe the pops can help out tho. whats a good way to start getting some credit history?
A good option is to go to your bank and see if they offer a "Credit Building Loan". A CBL is usually a lower interest loan for @ $2K designed specifically for your situation. They'll put the money in your account and you make monthly payments (auto-draft) for 12-24 months.

Credit cards are OK - but are all considered "revolving debt". For individuals that have an established credit history, revloving debt is almost certainly a HIT on your credit score...even with a zero balance.

Just something to think about.

Oh - hi folks
post #71535 of 90973
1/12/08 at 7:53pm
cool, thanks for all the tips guys, forgot how helpful yall were

P.S. My m5500 is still alive and kicking but i've been mainly using my desktop for gaming
post #71536 of 90973
1/12/08 at 7:54pm
Hello, Buck47. Welcome to Alien madness. Watch out for moidock ...
post #71537 of 90973
1/12/08 at 8:12pm
Hi Shazza, how are you?
Is that your computer in your sign up to your left?
post #71538 of 90973
1/12/08 at 9:04pm
Hi Durden. I'm well. In the process of moving from Florida to Arizona for a few years (which is why I'm posting lots today ... avoiding packing!).

Yep, that's the latest desktop I built. Here's an abbreviated worklog ... pics at the end: http://www.notebookforums.com/thread204687.html
post #71539 of 90973
1/12/08 at 9:24pm
Quote:
Originally Posted by shazza View Post
Hi Durden. I'm well. In the process of moving from Florida to Arizona for a few years (which is why I'm posting lots today ... avoiding packing!).

Yep, that's the latest desktop I built. Here's an abbreviated worklog ... pics at the end: http://www.notebookforums.com/thread204687.html
WOW - Impressive log and awesome system! You should put it in your sig.

And you're already looking to build something new?
post #71540 of 90973
1/12/08 at 9:26pm
@Buck47: This one was a "learning experiment." Since I'm moving for a while, I'm going to leave it in Florida and build something new in Arizona. Looking to go Air Cooled only because there isn't enough new stuff out yet to warrant anothe water cooled rig at the moment.
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