Info if considering buying eMachines - Page 4

AGREED! However, another way of considering it (in my mind) is like diversification. Seriously, check this out...

If I invest/pay insurance for:

1. Electronics
2. Health Insurance
3. Home Owner's
4. Auto

And, if even one of those (even my previous hospital example was good) are a major catastrophe and causes a serious claim, you may still come ahead in all other areas, and GAIN in one major claim over all other insurance/warranty output.

Granted, the last three have a larger chance of *being a big one* than do electronics, but nevertheless, you get my point. I am not one to take advantage, but it just so happens that I'm one of the *few* who has needed to make a clame on an extended warranty more than once, for a stero receiver, for computers (more than once) and other electronic items. My housemate and I just had the washing machine fixed, via extended warranty, and it broke down 2 months after the original factory warranty, total cost was $249 to repair (free under extended warranty), the extra cost for the warranty was $99 for two additional years.

Also, as previously stated, ask any IT pro and the saying goes, "It's not if the hard drive will go out, but when..." Therefore, your hard drive may not go out during the first three years, but then again it might. At some point, it will.

Yes, you are taking a chance. To each his own. Certainly your choice, it's a free country!

And, keep in mind that I'm not asking Sager or anyone else to FORCE anyone to have to buy an extension with ADP and other. I'm only asking them to provide the extra service for those of us that WANT to pay for it. If they offer both, they appeal to me, and they appeal to you. It's all good!

AGREED! Tks. EDR

Great response. But the logic goes, even if insurance is diversified, chances are you will still pay more premiums than you get back from claims, since the insurance industry as a whole is always profitting. I just hope I am not one of those people who actually has a chance to make a claim far larger than any premiums, but failed to purchase insurance.

Hey, finally, one other way I look at this topic in my mind, is that it's benefiting society as a whole, which is a *good-Karma* personal action. As per my taxes/welfare comment, which was provided as an example, consider that the service does seriously benefit those people in those *predicaments* you refer to. Without insurance companies making profits they would not be able to provide such services, and then so many other people would lose *everything* in one major event.

You can suffice your own inner concerns about being screwed by considering that even if you don't have any major claims that exceed the amounts paid (or even minor ones that add up to the total over the years) at least you were covered on a few needed occasions, and at least you were benefiting and contributing to a service that was ultimately helpful to others.

Yes, there are Enron's out there, and I hate when Charity CEO's, like Good-Will's X-CEO making $300,000 per year salary are out there. Yes, some insurance company executives are making bank, but all-in-all, I think it's a beneficial service to society. Those that need it, can use it.

Insurance is an institution of socialism, that's for sure.

Thank you, and you are correct on all points. As previously stated, it's a gamble either way. Knowing Murphy's law, you're screwed either way, HA! If you don't pay the premiums, something major will happen, and if you do pay the premiums *chances are* you will not have any claims to make. It sucks that way, doesn't it?

Nevertheless, I'd rather be the second guy contributing and *having peace of mind* than getting a huge, gut-wrenching, ulcer-causing catastrophe.

I had an Emachine from apr. 99- apr 01 and it wasn't that bad. Emachines have problems. They suck (in my opinion of course) and if the power supply failed or you wish to upgrade the power you're SOL. The power supplies were off a little in voltage I believe but anyways they were propriotary to the model itself.