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Originally Posted by OGREtheBUFFOON
PC Torque just added the option of a Phillips Magnavox warranty to all of the Sagers. However, for example, a 3-year under $3000 Warrantech warranty is $110 versus 3-year under $3000 Phillips warranty for $221. Overall the Phillips warranty seems to be twice as expensive as the Warratech but after reading the various threads about this and reading the policies page multiple times, I am still have a difficult time determining why the Phillips warranty costs so much more. If you are familiar with either of these warranties, please help me and others choose which one to get. This buffoon is quite befuddled 
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You might do a D&B on Warrantech - or - a simple web search and see what their major business focus and customer base is comprised of. The search for the real "Horror Stories" regarding their customer base. Do the same for Phillips and compare what their "Core Competencies" are. Align this to a Laptop Computer - or Computer Systems in general and you might observe a gross difference.
Shipping provided.
Lemon-Clause.
Repair Time Expectations.
Not "Totally Centered" on you ability to find and present your dated sales receipt for each claim.
Just four small things.
It's really a "you get what you pay for". Based on what is being covered, the price is really not too bad if the policy ever has to be used. Really is expensive (either one) if they are not used.