Originally Posted by heavyharmonies
No offense intended, but I cannot trust the advice coming from someone who believes "u" and "ur" are proper English grammar. It's like nails on a chalkboard to me and screams "14-year-old". I cannot abide it.
I've been buying and selling (mostly buying) on Ebay for over 6 years (June 1998, 901 transactions to date), and have used PayPal since its inception, including several multi-thousand-dollar transactions. If you approach Ebay and PayPal cautiously and thoroughly, they are no less safe than any other method of E-commerce. In fact they are considerably safer than plugging credit card data into the myriad of fly-by-night storefronts around the net.
Your best bet is to purchase a large-ticket item through PayPal, using a credit card. This way, if PayPal fails to deliver, you have recourse with your credit card company. Yes, I realize that not everyone has a credit card available to them; that's why establishing credit is so important.
Please. If you have a personal negative experience with PayPal, relate the details to back up your claim. Drive-by generalizations serve no purpose.
For those considering PayPal and are potentially scared off by statements like the one quoted above, please remember that an overwhelmingly large percentage of an extremely large number of individuals use PayPal every day with nary a hitch. As is human nature with any service or product, the vocal minority that is disatisfied screams far louder than the satisfied majority who have no axe to grind...
*steps off soapbox, trips, stumbles, and falls flat on face*
Firstly, if you have a problem with the fact that I use "ur" instead of "your", then sorry. It's just faster to type, and this is a forum you twit. Not a spelling class. Pay more attention to the message, not how it's delivered.
I think pay pal can be good, unfortunately they don't want to be. Like I said, if you want to use pay pal for small buys here and there fine. If the seller is honest pay pal works.
But say the seller (regardless of what ratings or opinions they have) decides to sell you a notebook? You send the pay pal payment, the seller gets it, then runs off with "UR" money. What are you gonna do?
Contact Pay Pal? Okay, after about 3 months (if "UR" that lucky), they MIGHT decide to get the money back..but guess what? That seller who stole "UR" money dipped out. Sure his pay pal account might have been limited so he couldn't close his account, but he went and closed his bank acount. Now pay pal has nowhere to get "UR" money from. You think that pay pal is gonna reimburse you from thier pockets? Nope..They're too busy paying out for that lawsuit filed against them.
I don't have it out for pay pal either way. I write this from expirience. I've seen it happen to people and know of people who have done it.
Think of pay pal like the person you lend 20 bucks to, and "U" want to get that $20 back, but if don't then it's no big deal. You can let it go....
Pay pal is not safe and secure. It just does what it does, and if "U" understand the risks and know how to use it and when, it's okay.