i just ordered a 9300 lappy

Dell Inspiron(TM) 9300 Intel(R) Pentium(R) M 760/770 Notebook
Inspiron(TM) 9300 Intel(R) Pentium(R) M Processor at 760
2.0 GHz, 2MB Cache, 533 MHz FSB
3 yrs NBD Standard Support Plan with FREE Theft Cover Upgrade
1024MB (1 X 1024MB) 533MHz DDR2 SDRAM
60GB Ultra ATA 7200RPM Performance Hard Drive
Internal 8X DVD+/-RW Combination Drive
Intel(R) PRO/Wireless 2915 Dual Band 802.11a/b/g 54Mbps MiniPCI Wireless Card
video card: 256MB NVIDIA(R) GeForce(TM) Go 6800
9-Cell 80Whr Lithium Ion Primary Battery
17" UltraSharp(TM) Wide Screen UXGA Display with TrueLife(TM): 1920x1200
Bluetooth module
For $3300 (Australian dollars)

Is there a way to not get windows home or pro on the dell laptops? If so does this reduce the price? Becuase I already have pro on my desktop computer...
Also are the exclusion clauses that would not cover specific instances of losing laptops under the 3 year theft and NBD support?